In an effort to accelerate the recovery and expansion of the business sector, HDBank has officially launched a series of financial incentive programs specifically designed to optimize cost efficiency for business operators. This strategic move includes support for access to capital, cash flow management, and a suite of convenient digital banking services for both domestic and foreign-invested (FDI) companies.
One of HDBank's main focus areas is strengthening the agriculture, forestry, and fisheries sectors through a special loan program valid until September 30. Under this scheme, borrowers can access financing of up to 50 billion VND at competitive interest rates starting from 7.2% per year for short-term and 9.3% for medium- to long-term loans in VND. Meanwhile, for USD transactions, rates start from 3.6% per year, tailored to the seasonal production cycles of businesses.
Beyond the agricultural sector, the bank is also paying special attention to the logistics and transportation industries. Business operators in warehousing, land transport, and multimodal shipping can secure preferential loans with interest rates starting from 8.9% per year until the end of July. This facility includes an unsecured credit limit of up to 30 billion VND, as well as guarantee fee discounts of up to 70%.
In addition to loan facilities, HDBank provides an integrated financial service ecosystem, including consultation on international payment solutions and cross-border trade. By delivering industry-specific service packages, HDBank reaffirms its commitment to helping the business community strengthen their competitive position amid evolving market dynamics.
