PT Bank Syariah Indonesia Tbk (BSI) recorded extraordinary growth in its gold business sector until mid-2026. This success was driven by a strategic partnership with the Daya Anagata Nusantara Investment Management Agency (Danantara), which was able to attract public interest amidst uncertain global economic dynamics.
As of June 2026, the number of BSI's bullion customers surged sharply by 700 percent year-on-year (YoY), reaching 1.3 million customers. This surge also had a significant impact on fee-based income (FBI) from the gold business sector, which skyrocketed by 712 percent. During this period, BSI's gold trading volume surpassed 8.06 tons, solidifying its position as the pioneer of the first bullion bank in the country.
This achievement reflects the positive trend of gold investment, which is deemed safe by the public as a long-term asset hedging instrument. Since being crowned as the first bullion bank in Indonesia, BSI has provided an integrated ecosystem that makes it easier for the public to access various services, ranging from Gold Installments (Cicil Emas), Gold Pawning (Gadai Emas), to bullion transactions.
The ease of digital transactions is one of the main drivers behind this exponential growth. Through the BYOND by BSI application, gold investment is now increasingly inclusive as it can be started with an affordable nominal of only IDR 50,000. Customers can buy and sell gold instantly 24/7 without having to visit physical branch offices.
In addition to focusing on digitalization, BSI is also expanding its wings in the physical sector through BSI Gold services. This service has started to be present in several official partner gold shops scattered across national gold trading centers. This expansive step is targeted to continue reaching various regions in Indonesia to provide easy access for local communities.
BSI's Director of Finance and Strategy, Ade Cahyo Nugroho, explained that amidst a challenging investment climate, gold remains the top choice to secure wealth value. The bank is committed to continuing to provide gold investment services that are safe, accessible, and credible to facilitate the public's financial needs in a sustainable manner.
