PT Bank Mandiri (Persero) Tbk (BMRI) reaffirmed its commitment to comprehensively integrating Environmental, Social, and Governance (ESG) principles into its business strategy. This step is realized through three main pillars: sustainable banking, sustainable operation, and sustainability beyond banking.
Bank Mandiri's Risk Management Director, Danis Subyantoro, explained that the company's sustainable financing portfolio reached IDR 327 trillion as of June 2026, growing by 7.5 percent year-on-year (YoY). The details include a green financing allocation of IDR 173 trillion, up 9.8 percent YoY, and a social portfolio of IDR 155 trillion, which recorded a 5.0 percent YoY increase.
This social commitment is strengthened by obtaining a USD 750 million social loan facility from the Multilateral Investment Guarantee Agency (MIGA), a member of the World Bank Group. This transaction marks the first time MIGA has collaborated with a financial institution in Southeast Asia. The funds from the loan are focused on boosting the distribution of People's Business Credit (KUR) to expand financial inclusion for MSMEs, especially those managed by women.
In the sustainable operations pillar, operational carbon emissions were reduced through the use of 626 electric and hybrid vehicles. Additionally, emissions were also lowered through the optimization of green buildings, the installation of 870 solar panels, and the operation of 33 charging stations.
Bank Mandiri is also expanding financial inclusion beyond its core business through the Livin' Merchant digital platform, with user distribution reaching 63 percent in non-urban areas. Through the innovative Livin' Planet feature released in April 2026, retail customers can now participate directly in carbon trading by purchasing biomass-based Greenhouse Gas Emission Reduction Certificates (SPE-GRK) via IDXCarbon.
