PT Bank Syariah Indonesia (Persero) Tbk (BSI) recorded extraordinary growth in its gold business throughout the first semester of 2026. Driven by high public interest in safe-haven assets amid global economic uncertainty, as well as strategic support from the Daya Anagata Nusantara Investment Management Agency (Danantara), the performance of this precious commodity transaction surged significantly.
By the period ending June 2026, the number of BSI's bullion service customers experienced a dramatic year-on-year (YoY) increase of 700 percent, surpassing 1.3 million people. This massive growth also drove fee-based income (FBI) from the gold business unit up by 712 percent year-on-year.
As the first pioneer of a bullion bank in the country, BSI successfully facilitated the trading of a total of 8.06 tons of gold during the first half of this year. This success proves the effectiveness of the integrated precious metal business ecosystem offered by the company, ranging from Gold Installments (Cicil Emas), Gold Pawning (Gadai Emas), to large-scale physical gold custody.
In addition to macroeconomic factors, increased accessibility through technological innovation also became a main driver. Through the BYOND by BSI digital platform, the public can now start investing in gold with a very affordable nominal value, starting from IDR 50,000. This convenience is considered successful in expanding Islamic financial inclusion while providing a safe, practical, and credible investment alternative for the public.
