PT Bank Syariah Indonesia Tbk (BSI) recorded extraordinary growth in its gold business sector amid global economic uncertainty, which has triggered high public interest in safe-haven asset investments. This success was driven by a strategic collaboration with the Daya Anagata Nusantara Investment Management Agency (Danantara).
Until the June 2026 period, this synergy successfully boosted the number of BSI bullion service customers by 700 percent year-on-year (YoY) to reach 1.3 million customers. Furthermore, fee-based income (FBI) from this gold business sector also surged drastically by 712 percent YoY.
As the first bullion bank in Indonesia, BSI recorded a total of 8.06 tons of gold traded during that period. This achievement strengthens BSI's dominance in the national gold investment ecosystem, supported by the optimization of state capital investment. BSI now offers an integrated gold ecosystem ranging from Gold Installments (Cicil Emas), Gold Pawning (Gadai Emas), to physical gold storage services.
The ease of digital transactions has also been a major driver of public interest in investing. Through the BYOND by BSI application, the public can invest in gold starting from IDR 50,000 in real-time 24 hours a day. In addition, physical market penetration continues to expand through BSI Gold services in cooperation with official gold store networks in various national gold centers.