PT Bank Rakyat Indonesia (Persero) Tbk (BRI) continues to accelerate its digital transformation steps to create sustainable added value together with Danantara. Through the optimization of the merchant ecosystem and the expansion of QRIS adoption, this state-owned bank has successfully recorded significant business growth while facilitating wider public access to financial services.
The success of this strategy is reflected in the performance achievements in the first quarter of 2026. The number of merchants partnering with BRI jumped to 323.7 thousand, with transaction volume growing by 26.5 percent year-on-year (yoy) to reach IDR 67.9 trillion.
Extraordinary growth also occurred in the BRI QRIS segment. Transaction volume using this quick response code soared by 76 percent yoy to IDR 30.5 trillion, with the total frequency of transactions surpassing more than 253 billion times, an increase of 86.7 percent compared to the same period in the previous year.
BRI's Director of Network & Retail Funding, Aquarius Rudianto, explained that strengthening this digital ecosystem plays a dual role. In addition to expanding the reach of financial services, this step also strengthens the collection of transaction-based low-cost funds (CASA) while helping local business actors to grow.
Aquarius added that approximately 98.9 percent of total transactions at BRI have now shifted to electronic channels (e-channels). To support the sustainability of this trend, BRI is committed to continuing to improve public digital financial literacy so that the use of non-cash payment methods becomes increasingly inclusive.
Through the accelerative steps of the BRIvolution Reignite program, the company is actively strengthening its funding structure by making optimal use of digital channels. This impressive performance also supported BRI's total assets to reach IDR 2,250 trillion in the first quarter of 2026, growing 7.2 percent year-on-year.
On the other hand, Third-Party Funds (DPK) collected by BRI grew by 9.4 percent yoy to IDR 1,555.1 trillion. This achievement was dominated by consolidated low-cost funds (CASA) which reached IDR 1,058.6 trillion, or equivalent to 68.07 percent of total Third-Party Funds, up from 65.77 percent in the previous year.
