PT Pegadaian (Persero) carved out a brilliant achievement in the first half of 2026. The State-Owned Enterprise (BUMN) successfully recorded a net profit of IDR 6.59 trillion as of June 30, 2026, reflecting a significant surge of 84.4 percent compared to the acquisition in the same period last year, which was IDR 3.58 trillion.
This soaring profit growth was accompanied by the strengthening of the company's balance sheet. Pegadaian's total assets rose by 53.9 percent to IDR 186.33 trillion from the previous IDR 121.1 trillion. This increase in assets was mainly supported by the distribution of national gross Outstanding Loans (OSL), which grew by 52.7 percent year-on-year (YoY), reaching IDR 155.1 trillion.
Not only in terms of business expansion, but Pegadaian also successfully maintained its financing portfolio quality optimally. This is proven by the consistent decline in the Non-Performing Loan (NPL) ratio, from 0.81 percent in June 2025 to just 0.71 percent as of June 2026.
President Director of PT Pegadaian, Damar Latri Setiawan, stated that this positive result is proof of the resilience of the company's business model amid economic dynamics and global geopolitical uncertainties. Damar emphasized that adaptive strategies in responding to market needs, such as the launch of the Tring! digital application and the optimization of the bullion service unit (Gold Bank), were the main drivers of this success.
This impressive performance at the national level is also reflected in the regional areas of North Sumatra and Aceh. Regional Office (Kanwil) I Medan successfully generated a net profit of IDR 725.7 billion, surging 48 percent year-on-year. Meanwhile, the region's gross OSL grew beyond the national average, namely by 53 percent to IDR 11.53 trillion.
Regional Leader I Medan, Yohanis Wulang, explained that the enthusiasm of the people in North Sumatra and Aceh for gold investment products and productive financing continues to show a strong upward trend. To expand this access, Pegadaian is now aggressively offering international-standard Gold Bank (Bullion Services), which include savings products, working capital loans, trading, to corporate gold custody services.
