Building family economic stability is a long and challenging process. However, this stability is often threatened by health risks that come without warning, potentially depleting savings to the point of forcing the sale of valuable assets such as houses or vehicles to pay off swelling medical bills.
In dealing with such uncertainty, Sharia insurance offers a protection approach based on values of togetherness. By upholding the principle of ta'awun or mutual assistance, participants not only seek to protect themselves financially but are also involved in managing the tabarru’ fund system, which aims to provide benefits to fellow members when misfortune strikes.
Prudential Syariah, as a service provider, emphasizes the vital role of protection in maintaining family peace of mind. To date, the company has recorded a track record of paying out claim benefits reaching IDR 8.5 trillion to more than 300 thousand participants since 2022, a figure reflecting the public's immense need for trustworthy financial support.
A real-life experience was shared by Ronald, a customer who received financial assistance during a critical health crisis. With total medical bills reaching hundreds of millions of Rupiah due to intensive care in the ICU and emergency surgery procedures, all costs were successfully covered by his policy. The successful claim along with prompt support from marketing agents were crucial factors in maintaining his family's economic stability during their hardest times.
