PT Krom Bank Indonesia Tbk (Krom) has officially strengthened its strategic partnership line by disbursing credit facilities to Pandai Gadai, one of the rapidly growing private pawnshop companies in the country. This step is taken as Krom Bank's real commitment to strengthening the national financial ecosystem and facilitating public access to fast, safe, and innovative collateral-based financing solutions.
The synergy between these two financial institutions is inseparable from the positive performance of the national pawnshop industry, which continues to accelerate. Based on data from the past year, this industry recorded outstanding financing growth of more than 50 percent. This positive trend reflects the high public demand for flexible liquid financing options, while also prompting industry players to continue transforming through the digitalization of services.
President Director of Krom Bank, Anton Hermawan, revealed that this collaboration combines the advantages of Krom's digital banking services with Pandai Gadai's expertise and extensive network. Anton is optimistic that this cooperation can yield relevant financial solutions for the broader community, supported by solid business governance from both parties.
Since its establishment in 2023, Pandai Gadai has recorded significant growth by operating more than 250 branch offices spread across Jakarta and West Java. The pawn company integrates a physical network with a digital platform to ensure transaction convenience for customers along with strict risk management.
Welcoming this cooperation, Pandai Gadai Commissioner, Henry Hendrawan, stated that the funding support from Krom Bank will accelerate the company's business expansion. With this new modality, Pandai Gadai is committed to reaching a wider segment of society and continuing to explore potential collaborations for the advancement of a healthy and responsible pawn industry.
